Cited by
Opinions in New Hampshire that cite Robbins Auto Parts, Inc. v. Granite State Insurance, 435 A.2d 507.
-
Godbout v. Lloyd's Insurance Syndicates Messrs. Mendes & Mount
834 A.2d 360
N.H. 2003
Co., 121 N.H. 760, 764 (1981) (citation and quotation omitted).
-
Ronald L. v. Metropolitan Property & Casualty Insurance
702 A.2d 310
N.H. 1997
Co., 121 N.H. 760, 764, 435 A.2d 507, 509 (1981), and “construe the terms of the policy as would a reasonable person in the position of the insured on more than a casual reading of the policy as a whole,” Brouillard, 141 N.H. at 712, 693 A.2d at 66 (quotation omitted).
-
Weeks v. St. Paul Fire & Marine Insurance
673 A.2d 772
N.H. 1996
Co., 121 N.H. 760, 762, 435 A.2d 507, 509 (1981) (quotation and citations omitted); see also RSA 491:22-a (1983).
-
International Surplus Lines Insurance v. Manufacturers & Merchants Mutual Insurance
661 A.2d 1192
N.H. 1995
Robbins Auto Parts, Inc. v. Granite State Ins.
-
Explained
Trefethen v. New Hampshire Insurance Group
645 A.2d 72
N.H. 1994
While “the general rule is that [an oral] binder provides only as much coverage as the policy would have provided,” see A. WlNDT, Insurance Claims and Disputes § 6.34 (2d ed. 1988), as we explained in Robbins Auto Parts, Inc. v. Granite State Insurance Co., 121 N.H. 760, 435 A.2d 507 (1981): “Where the terms of the [insurance] policy are clear and unambiguous, an insured may not reasonably expect coverage unless the parties’ prior dealings would lead the insured to form a reasonable belief that
-
Raudonis v. Insurance Co. of North America
623 A.2d 746
N.H. 1993
Co., 121 N.H. 760, 762-63, 435 A.2d 507, 509 (1981), to argue that we should find coverage based on the reasonable expectations of the insured.
-
M. Mooney Corp. v. United States Fidelity & Guaranty Co.
618 A.2d 793
N.H. 1992
Following these rules of construction, we first determine the reasonableness of each party’s interpretation of the disputed clause by looking at the claimed ambiguity in context and by construing words “according to their plain, ordinary, and popular definitions.” Robbins Auto Parts, Inc. v. Granite State Ins.
-
Akerley v. Hartford Insurance Group
616 A.2d 511
N.H. 1992
“Tn determining whether an ambiguity exists, [the court] will look to the claimed ambiguity, consider it in its appropriate context, and construe the words used according to their plain, ordinary, and popular definitions.’” McNamara, supra § 434, at 8 (quoting Robbins Auto Parts, Inc. v. Granite State Ins.
-
Niedzielski v. St. Paul Fire & Marine Insurance
589 A.2d 130
N.H. 1991
Moreover, we will not apply the Trombly rule “‘so as to create coverage where it is clear that none [was] intended.’” Curtis, supra at 342, 566 A.2d at 179 (quoting Robbins Auto Parts, Inc. v. Granite State Ins.
-
Allstate Insurance v. Stamp
588 A.2d 363
N.H. 1991
Co., 121 N.H. 760, 762-63, 435 A.2d 507, 509 (1981), the Stamps have failed to offer any factual basis to support the conclusion that such reliance or expectation was reasonable in this case.
-
Curtis v. Guaranty Trust Life Insurance
566 A.2d 176
N.H. 1989
Co., 123 N.H. 179, 182, 459 A.2d 249, 250 (1983); see also Robbins Auto Parts, Inc. v. Granite State Ins.
-
Merchants Insurance Group v. Warchol
560 A.2d 1162
N.H. 1989
Co., 122 N.H. 248, 252, 444 A.2d 496, 498 (1982); Robbins Auto Parts, Inc. v. Granite State Ins.
-
Gelinas v. Metropolitan Property & Liability Insurance
551 A.2d 962
N.H. 1988
To determine whether an ambiguity exists, we look at the language in question and “consider it in its appropriate context, and construe the words used according to their plain, ordinary, and popular definitions.” Robbins Auto Parts, Inc. v. Granite State Ins.
-
Thone v. Cairo
536 A.2d 183
N.H. 1987
Co., 121 N.H. 760, 764, 435 A.2d 507, 509 (1981); see also Town of Epping v. St.
-
City of Manchester v. General Reinsurance Corp.
508 A.2d 1063
N.H. 1986
Robbins Auto Parts, Inc. v. Granite State Ins.
-
McAllister v. Peerless Insurance
474 A.2d 1033
N.H. 1984
Robbins Auto Parts, Inc. v. Granite State Ins.
-
Andrews v. Nationwide Mutual Insurance
467 A.2d 254
N.H. 1983
Robbins Auto Parts, Inc. v. Granite State Ins.
-
State Farm Automobile Insurance v. Cabuzzi
462 A.2d 129
N.H. 1983
Co., 121 N.H. 760, 762, 435 A.2d 507, 509 (1981), we will not force an ambiguity merely to resolve it against the insurer.
-
Croteau v. John Hancock Mutual Life Insurance
461 A.2d 111
N.H. 1983
Co., 121 N.H. 760, 763, 435 A.2d 507, 509 (1981) (quoting Grimes v. Concord Gen’l Mut.
-
United States Fidelity & Guaranty Co. v. Johnson Shoes, Inc.
461 A.2d 85
N.H. 1983
Robbins Auto Parts, Inc. v. Granite State Ins.
-
Laconia Rod & Gun Club v. Hartford Accident & Indemnity Co.
459 A.2d 249
N.H. 1983
Robbins Auto Parts, Inc. v. Granite State Ins.
-
Royal Globe Insurance Companies v. Graf
453 A.2d 1262
N.H. 1982
Robbins Auto Parts, Inc. v. Granite State Ins.
-
Hanover Insurance v. Ransom
448 A.2d 399
N.H. 1982
Robbins Auto Parts, Inc. v. Granite State Ins.
-
Town of Epping v. St. Paul Fire & Marine Insurance
444 A.2d 496
N.H. 1982
Co., 121 N.H. 760, 762, 435 A.2d 507, 509 (1981); Olszak v. Peerless Ins.
-
Exeter Banking Co. v. New Hampshire Insurance
438 A.2d 310
N.H. 1981
Robbins Auto Parts, Inc. v. Granite State Ins.
-
Rioux v. Rioux
437 A.2d 722
N.H. 1981
.” Even interpreting the insurance policy in the light most favorable to the insured, Robbins Auto Parts, Inc. v. Granite State Insurance Company, 121 N.H. 760, 762, 435 A.2d 507, 509 (1981), we conclude that coverage does not extend to injuries sustained outside of New Hampshire while the claimant was engaged in activities not incidental to New Hampshire employment.
-
Boyce v. Concord General Mutual Insurance
435 A.2d 510
N.H. 1981
Co., 121 N.H. 760, 435 A.2d 507 (1981), coverage may also be found if “ ‘the parties’ prior dealings would lead the insured to form a reasonable belief that the policy provided him the claimed coverage’...
-
Jolicoeur v. Colonial Penn Insurance
435 A.2d 514
N.H. 1981
Robbins Auto Parts, Inc. v. Granite State Insurance Company, 121 N.H. 760, 435 A.2d 507 (1981).